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The saying by Richard Gough, a Scottish former footballer holds true when he said, “there is a lot of things to weigh up when a transfer happens, and money is a big factor”
The present era is all going digital. The e-commerce has seen changes in leaps and bounds. The online transactions have benefited the customer and the sellers. However, with the moving funds comes the increasing amount of fraudulent transactions. After all, it is all about your hard earned money. The growing cyber crime with online frauds and thefts has made a sad impression in the minds of the shoppers. However, you can very well survive up with a situation like this if you follow the safety tips as mentioned below
- Your Password Is Your Money Saviour
It is the game of password that makes all the online frauds possible. Therefore, changing your passwords often and getting notifications on your mobile on using your online money is one of the best ways of dealing this scenario. So ideally, the financial institution provides you with a four-digit password; it is going to be you who should change this on a regular basis to curtail the chances of password theft.
- Banking Selection
It is a great practice to choose an account that can give you two-factor authentications. This means a bank gives you a small device that can be easily kept in the pockets or bags you can carry in. This device generated unique codes each time you wish to make an online payment or transfer money. The time duration of the code varies from 15 minutes to 2 hours (depending on the bank). This code is put forth along with your original password and enables to do online transactions only when authentication is received. Therefore the bank you select should be able to give you the benefit of two-factor authentication.
- Responding To Emails
The current crooks are so evil that they frame emails in a way that you are bound to react to them. Please note, none of the banks asks for your pin or password through email, COME WHAT MAY! You got to be vigilant about such emails. They will entice you with offers and perhaps state free giveaways to your doorstep and ask for online money too. The idea of such fraudulent mails is to get information regarding your emails. How do you know that the email is fraud-?
- Grammatical mistakes
- The language will be impolite
The email will address you with your email id name- such as if your name is Max Mathew and your email id is – email@example.com; you will find that they will address you as ‘hello Mr Flamingo, this shows they are unaware about your details.
The address of the bank details is fake.
- Look For Encrypted Sites and https Websites
Encrypted sites mean information that is scrambled to prevent any fraudulent access. Most of the good sites are encrypted and have the https meaning hypertext protocol secured. This means the date is encoded and cannot be accessed. DTHPay is one such encrypted web-based instant dth recharge service provider where online transactions and recharges done are safe and secured.
- Be Careful Of the Sites You Visits
Sometimes some of the sites bring in viruses such as Trojan. This is an internet virus that gets infected to your computer while going through unsecured websites. It is the Trojan that helps the crooks to steal the personal information from credit card details to passwords and pins. It is advisable hence that your computer must have an anti-virus that may protect you and your data onto fraudulent hands and protect from phishing, malware and other security threats.
- Accessing Public Networks, a Big No!
Some of the ways of getting into fraudulent hands are when you use public networks to sign into your account. When a Wi-Fi hotspot is unsecured, this means your information is unprotected. Spying on your account becomes easier. Ideally, even if you are using a public network say in an airport or railway station, coffee shops or malls, visit the sites that are encrypted and avoid any online money transfer.
- Bring In a Massive Password
It is you many a time that makes the path for swindlers easy. Your password should be secure and ideally should not relate to any of your details. It is seen people keep the name of their family member followed by the birth date, anniversary date, etc. Remember the forgers are on their toes to grasp the information quickly. Thus, get going with a stronger password and change it occasionally to avoid any fraudulence.
The above tips ought to keep you safe from any fraudulent hands. Listen to your instincts and go ahead with your transaction summary.